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Current Dividend Rates

 

Use our convenient rate calculator to see how your money can grow with Taconnet Federal Credit Union.

Share and IRA Certificates

                  Effective Date: 10/23/2014

TERM
MINIMUM DEPOSIT
DIVIDEND RATE
APY*
6 MONTHS
$500
0.40%
0.40%
12 MONTHS
$500
0.50%
0.50%
18 MONTHS
$500
0.65%
0.65%
24 MONTHS
$500
0.75%
0.75%
36 MONTHS $500 1.25% 1.26%

MONTY MOOSE AND YOUTH ACCOUNT CERTIFICATES

                 Effective Date: 10/23/2014

TERM
MINIMUM DEPOSIT
MINIMUM DEPOSIT
APY*
6 MONTHS
$100 – $300
0.40%
0.40%
12 MONTHS
$100 – $300
0.50%
0.50%
18 MONTHS
$100 – $300
0.65%
0.65%
24 MONTHS
$100 – $300
0.75%
0.75%
36 MONTHS $100 – $300 1.25% 1.26%
These DIVIDEND RATES are subject to change at any time without prior notice. After your certificate is opened, the DIVIDEND RATE is fixed for the TERM. A penalty is imposed for early withdrawal. IRA withdrawals may be subject to a Fedderal early withdrawal penalty and

DEPOSIT ACCOUNTS

                Effective Date: 10/23/2014

TYPE
MINIMUM DEPOSIT
DIVIDEND RATE
APY*
SHARES
$25
0.25%
0.25%
TYPE
MINIMUM DEPOSIT
DIVIDEND RATE
APY*
CLUB
NONE
0.25%
0.25%
TYPE
MINIMUM DEPOSIT
DIVIDEND RATE
APY*
SHARE DRAFT
NONE
00%
00%
TYPE
MINIMUM DEPOSIT
DIVIDEND RATE
APY*
TRADITIONAL IRA
NONE
0.25%
0.25%
ROTH IRA
NONE
0.25%
0.25%
COVERDEL ESA
NONE
0.25%
0.25%

* ANNUAL PERCENTAGE YIELD
IRA withdrawals may be subject to a Federal early withdrawal penalty and Federal and State taxation.

 

CURRENT LOAN RATES:

REAL ESTATE LOANS 1ST MORTGAGE

                 Effective Date: 10/23/2014

TERM
POINTS
RATE
APR
Per $1000
10 YEARS
0
2.95%
3.026%
$9.63
TERM
POINTS
RATES
APR*
Per $1000
15 YEARS
0
3.75%
3.813%
$7.27
15 YEARS
1
3.625%
3.834%
$7.21
15 YEARS
2
3.50%
3.856%
$7.15
TERM
POINTS
RATES
APR*
Per $1000
30 YEARS
0
4.75%
4.761%
$5.22
30 YEARS
1
4.625%
4.722%
$5.14
30 YEARS
2
4.50%
4.684%
$5.07

2ND MORTGAGE AND FIXED HOME EQUITY

                 Effective Date: 10/23/2014

TERM
RATE
APR*
Per $1000
5 YEARS
5.00%
5.00%
$18.87
10 YEARS
6.00%
6.00%
$11.10
15 YEARS
7.00%
7.00%
$8.99

VARIABLE RATE HOME EQUITY

                 Effective Date: 10/23/2014

RATE IS PRIME PLUS 0% WITH A FLOOR OF 4.25%
RATES VARY FOR NON-CONFORMING LOANS. ADD 1% TO ABOVE RATES FOR MANUFACTURED HOMES:
FOR DETAILS CONTACT LISA VIOLETTE, MORTGAGE LOAN OFFICER
RATES SUBJECT TO CHANGE WITHOUT NOTICE.
*ANNUAL PERCENTAGE RATE
MOBILE HOME WITHOUT LAND UP TO 12 @ YRS@10% INTEREST RATE 20% DOWN PAYMENT REQUIRED

 

AUTO LOAN
AS LOW AS 2.99%*
CALL 1-800-713-4017 FOR DETAILS!
*ANNUAL PERCENTAGE RATE

                  Effective Date: 10/23/2014

A+
750+
A
700-749
B
660-699
C
640-659
D
596-639
HIGHER RISK

NEW AUTOS

UP TO 60 MOS
3.24%
3.74%
4.74%
5.99%
8.74%
13.24%
72 MOS
3.98%
4.48%
5.73%
6.99%
8.99%
14.49%

USED AUTOS

UP TO 60 MOS
4.24%
4.74%
5.99%
7.24%
9.49%
13.74%
72 MOS
5.25%
5.75%
6.50%
8.25%
10.50%
15.75%

NON-REDBOOK VEHICLE

ANY VEHICLE 9 YEARS AND OLDER

5.24%
5.74%
6.99%
8.24%
10.49%
13.74%

 

MOTORCYCLES, BOATS, MOTORS, SNOWMOBILES, ATVS CAMPERS, RVS ETC.

Qualified Applicants May Have a Term Of Up To:

Regarding Boats and Campers:

Up to $25,000 – 6 years

$25,001 to $45,000 – 10 years

over $45,001 – 15 years

                 Effective Date: 10/23/2014

NEW

A+
750+
A
700-749
B
660-699
C
640-659
D
596-639
Below
595
UP TO 60 MOS
4.24%
4.74%
5.74%
6.99%
9.74%
13.99%
10 years 5.24% 5.74% 6.73% 7.99% 10.99% 15.49%
15 Years
7.24%
7.74%
8.73%
9.99%
12.99%
17.49%

USED

A+
750+
A
700-749
B
660-699
C
640-659
D
596-639
Below
595
UP TO 60 MOS
5.24%
5.74%
6.99%
8.24
10.49%
14.99%
10 Years 6.24% 6.74% 799% 9.24% 1149% 16.74%
15 Years
8.24%
8.74%
9.99%
11.24%
13.49%
18.00%

UNSECURED

                Effective Date: 10/23/2014

12.50%
13.00%
14.00%
15.50%
17.50%
18.00%

COMAKER

                 Effective Date: 10/23/2014

12.00%
12.50%
13.50%
15.00%
16.50%

17.50%

COMPUTER

                 Effective Date: 10/23/2014

7.50%
8.00%
9.00%
10.50%
12.50%
16.00%

MISC. EQUIPMENT (NON BUSINESS)

                Effective Date: 10/23/2014

5 YRS
9.00%
9.50%
10.50%
12.00&
14.00%
16.00%
6 YRS
9.50%
10.00%
11.00%
12.50%
14.50%
16.50%
7 YRS
10.00%
10.50%
11.50%
13.00%
15.00%
17.00%
8 YRS
10.50%
11.00%
12.00%
13.50%
15.50%
17.50%
9 YRS
11.00%
11.50%
12.50%
14.00%
16.00%
18.00%
10 YRS
11.50%
12.00%
13.00%
14.50%
16.50%
18.00%

SHARE SECURED

                 Effective Date: 10/23/2014

3 YRS
SHARE RATE PLUS 3%
4 YRS
SHARE RATE PLUS 4%
5 YRS
SHARE RATE PLUS 5%
OVER 6 YRS
SHARE RATE PLUS 6%
CERT SECURED
3% OVER CERT RATE
STOCK SECURED
12.00%
VISA CREDIT CARD
11.90%
TUITION LOAN
8.00%
tac-
tac-
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Have you lost a credit or debit card or has it been stolen?

Please call Visa:

Credit Cards: 1-800-991-4961
Debit Cards: 1-800-472-3272

Taconnet Federal Credit Union (Winslow)

316 Benton Avenue
Winslow, Maine 04901
(207)872-7909
1-800-339-7909
(207)872-7815 Fax

Hours:
Mon, Tue, Wed, Fri
8:00 a.m. to 4:30 p.m.
Thursday 8:00 a.m. to 6:00 p.m.

 

Taconnet Federal Credit Union(Skowhegan)

1112 Waterville Road
Skowhegan, Maine 04976
(207)474-2254
1-800-339-2254
(207) 474-0696 Fax

Hours:
Mon, Wed, Fri
8:00 a.m. to 4:30 p.m.
Thursday 8:00 a.m. to 6:00 p.m..
Closed on Tuesdays